Independent Financial Adviser in Croydon & Surrey

Sterling & Law – Croydon helps individuals, families and business owners across Surrey to plan for the lives they desire through accessible, affordable,  financial advice.

As an FCA-regulated, local independent financial adviser, I offer advice on pensions, wealth management, financial planning, and business protection.

 Local financial adviser – Croydon & Surrey


Independent financial advice, pensions, wealth management, financial planning and business protection.

Experienced local IFA based in Croydon, covering the whole of Surrey.


Accessible, affordable financial advice for individuals and families in Croydon & Surrey.

Experienced pensions adviser based in Croydon, Surrey. Looking for advice on your pensions and retirement plans?

Long-term financial planning and wealth management. Helping you accumulate wealth and plan for the future.

Business protection advice covering. relevant life, executive income, and personal & family protection.

A trusted, local financial adviser covering Surrey

Providing the highest level of customer service is paramount to creating long lasting relationships.

Trust, integrity, and honesty are all values I adhere to when working with my clients. 

With dozens of reviews from local individuals, with Sterling & Law, you finances and financial futures are in safe hands.

Customer testimonials


Have a read of some of my recent customer testimonials.

Andy is a very good Financial Advisor with excellent knowledge of investment markets and financial products. Prior to coming up with a plan and a strategy to make my money work harder for me, he spent a great deal of time and effort to better understand my circumstances, priorities and risk appetite. He then came up with an investment strategy that suited my lifestyle and future ambitions.

Abdul Adbi – Croydon

Since meeting Andy, he has really helped me to understand my financial position and has help to reorganise my finances in a tax efficient manner. We have a clear financial plan which will guide me through the next 25 years until retirement and I now feel far more confident about my future. He makes the effort and takes the time to ensure I understand everything.

Maria Ballatori - Surrey

Sterling & Law – Croydon:  Local IFA

Based in Croydon, I offer a range of financial services to individuals and families across Surrey.

As an experienced financial adviser, I offer a range of services covering:

— Financial planning & wealth management

— Independent financial advice

— Pensions advice & management

— Business & personal protection

— Intergenerational & Inheritance Tax Planning

We work with people from all walks of life, helping them to realise the financial future they desire.



Sterling & Law – Croydon

Ashton Court

94 Chatsworth Road