About Sterling & Law – Croydon

Local, expert independent financial adviser,

pensions specialist and wealth planners.

Accessible, Affordable Financial Advice in Surrey

Pensions, financial advice, financial planning, business protection and wealth management.

My practice, Sterling & Law – Croydon is part of the Sterling & Law Group.  As an experienced IFA, I have worked in the Financial Services industry since 2007.

During this period, I developed a wealth of knowledge, particularly in respect of pre and post retirement planning. During this time I have gained significant exposure to a range of different investment and tax planning strategies.

Since transitioning from my career in technical pension roles to Financial Planning in 2018, I have found that the most rewarding part of my job is in building lasting relationships with my clients by helping them and their families identify and achieve their financial and life goals.

I achieve this through building individually tailored financial plans, aiming to give my clients the peace of mind that goes hand in hand with being on track to achieve their short and long-term financial objectives.

Outside of work, I am a keen golfer (although still far from mastering it!), suffer as a Crystal Palace fan and enjoy skiing and scuba diving.

Meet Andy Norrington – Independent Financial Adviser in Croydon

When it comes to offering financial advice, I do not believe in a ‘one size fits all’ solution. My advice is impartial, independent, and bespoke to a clients needs and goals. Based locally in Croydon, and covering the whole of Surrey, I offer all new potential clients with a free no obligation initial review either in person, by video conferencing or by phone. 

Andy Norrington, Independent Financial Adviser

As an IFA, I offer independent, impartial financial advice to a range of individuals and families. My independence means I am not tied to any provider or scheme and work to the customer’s specific needs and requirements.

My areas of focus and expertise cover:

  • Independent financial advice
  • Pensions
  • Financial planning
  • Wealth management
  • Intergenerational & inheritance tax planning

  • Business & personal protection

Contact Andy


07834 269 891

Qualifications & Experience

To offer my clients precise, independent advice that is up to date I regularly undertake exams, and receive qualifications and accreditations in areas such as pensions, investment advice, financial planning and more. 

Please find below, links to my financial services qualifications and accreditations.

FCA-regulated independent financial adviser

As an FCA-regulated IFA I offer impartial, whole of market advice.

Please see links below to my page on the FCA website & my Statement of Professional Standing

My Services

The services I offer cover a broad range of financial advice covering pensions, financial planning, wealth management, and business protection.


Have a read of some of my recent customer testimonials.

Andy is very approachable and explained everything in a very down-to-earth way that was easy to understand.

Andy has been really concise and clear about options available, has responded quickly and patiently with questions and generous with his time.

Andy listened to our needs and took onboard our circumstances and preferences to set a plan that will put us in a better position than we are at present.


Sterling & Law – Croydon

Ashton Court

94 Chatsworth Road