Independent Pension Advice in Croydon & Surrey

Experienced pensions adviser, helping you plan for the retirement you desire. 


Based in Croydon, covering the whole of Surrey.

Experienced, Award Winning Pensions Adviser

For many, pensions are the backbone of a financially independent retirement. By engaging a local pensions adviser, you will be working with a specialist whose aim is to help you maximise your retirement fund in line with your goals and attitudes to risk.

Furthermore, pensions are incredibly tax efficient. Your investment and government contributions combined, can help you grow your retirement pot tax-efficiently. Looking for pensions advice from a qualified, experienced, local adviser ?

Contact me today for a free 1-hour consultation.

Trusted, independent advice

Providing the highest level of customer service is paramount to creating long lasting relationships.

Trust, integrity, and honesty are all values I adhere to when working with my clients. 

With dozens of reviews from local individuals, with Sterling & Law, you finances and financial futures are in safe hands.

IFA croydon andy norrington

Pension advice and management

With life expectancy in the UK rising, it’s never been more important to start planning for your retirement. Individuals, families and business owners are having to fund a retirement likely in excess of the usual 20-25 years.

You can ensure a comfortable and secure future by taking proactive steps now.

A trusted local adviser

As a qualified local pensions adviser, I am here to explore your retirement aspirations, evaluate your current situation, and provide recommendations aligned with your goals.

Here’s how I can help:

  • Formulate a plan to meet your objectives
  • Offer flexible solutions for changing circumstances
  • Adapt strategies to match your available resources

Whether you’re starting your investment journey, nearing retirement, or already retired, I am here to help you achieve you goals for later life.

Let’s work together to secure your financial future

Need advice on your pensions? 

Call me now on 07834 269 891 to discuss your requirements

    Tax-efficient retirement income planning

    There are countless reasons to invest in a pension. Of course, you should always seek independent advice when making financial decisions; however, the main reasons are:

    • Securing income in later life
    • Pensions are a tax-efficient investment
    • Government contributions (tax relief)
    • Tax incentives for business owner
    • Securing a financially independent retirement

      The different types of pensions I advise on

      I work with various individuals; some are business owners, and others have served their employers well over a lengthy career. Typically, when providing pension advice, I focus on:

      • Workplace pensions
      • Defined contribution pensions
      • SIPPs (Self invested pensions)
      • Personal pensions

      Everything starts with a conversation, so contact me today on 07834 269 891 to request a callback.

      Customer testimonials

      Have a read of some of my recent customer testimonials.

      Andy is very approachable and explained everything in a very down-to-earth way that was easy to understand.

      Andy has been really concise and clear about options available, has responded quickly and patiently with questions and generous with his time.

      Andy listened to our needs and took onboard our circumstances and preferences to set a plan that will put us in a better position than we are at present.

      Local, experienced pensions adviser

      As an FCA-regulated, specialist pensions adviser, I work with individuals and families from a range of backgrounds. Typically, I work with those looking to invest towards their retirement, and those who use the tax-efficient nature of pensions to accumulate wealth.

      Everything starts with a conversation, contact me today for a free no-obligation meeting or call.  

      andy norrington croydon financial adviser

      Helping you plan for retirement

      As a pensions IFA, I offer independent, impartial financial advice to a range of individuals and families. My independence means I am not tied to any provider or scheme and work to the customer’s specific needs and requirements.

      My areas of focus and expertise cover:

      • Independent financial advice
      • Pensions
      • Financial planning
      • Wealth management
      • Intergenerational & inheritance tax planning
      • Business & personal protection

      To find out more about me, my experience and qualifications click here

      Contact Andy

      07834 269 891

      Andy listened to our needs and took onboard our circumstances and preferences to set a plan that will put us in a better position than we are at present.

      Pensions Videos & Insights

      Looking to learn more about pensions? Watch some of my latest educational video content. 

      Experienced pension adviser. Helping you plan for later life.


      Sterling & Law – Croydon

      Ashton Court

      94 Chatsworth Road


      CR0 1HB