Independent Pension Advice in Croydon & Surrey
Experienced pensions adviser, helping you plan for the retirement you desire.
Based in Croydon, covering the whole of Surrey.
Experienced, Award Winning Pensions Adviser
For many, pensions are the backbone of a financially independent retirement. By engaging a local pensions adviser, you will be working with a specialist whose aim is to help you maximise your retirement fund in line with your goals and attitudes to risk.
Furthermore, pensions are incredibly tax efficient. Your investment and government contributions combined, can help you grow your retirement pot tax-efficiently. Looking for pensions advice from a qualified, experienced, local adviser ?
Contact me today for a free 1-hour consultation.
Trusted, independent advice
Providing the highest level of customer service is paramount to creating long lasting relationships.
Trust, integrity, and honesty are all values I adhere to when working with my clients.
With dozens of reviews from local individuals, with Sterling & Law, you finances and financial futures are in safe hands.
Pension advice and management
With life expectancy in the UK rising, it’s never been more important to start planning for your retirement. Individuals, families and business owners are having to fund a retirement likely in excess of the usual 20-25 years.
You can ensure a comfortable and secure future by taking proactive steps now.
A trusted local adviser
As a qualified local pensions adviser, I am here to explore your retirement aspirations, evaluate your current situation, and provide recommendations aligned with your goals.
Here’s how I can help:
- Formulate a plan to meet your objectives
- Offer flexible solutions for changing circumstances
- Adapt strategies to match your available resources
Whether you’re starting your investment journey, nearing retirement, or already retired, I am here to help you achieve you goals for later life.
Let’s work together to secure your financial future
Need advice on your pensions?
Call me now on 07834 269 891 to discuss your requirements
Tax-efficient retirement income planning
There are countless reasons to invest in a pension. Of course, you should always seek independent advice when making financial decisions; however, the main reasons are:
- Securing income in later life
- Pensions are a tax-efficient investment
- Government contributions (tax relief)
- Tax incentives for business owner
- Securing a financially independent retirement
The different types of pensions I advise on
I work with various individuals; some are business owners, and others have served their employers well over a lengthy career. Typically, when providing pension advice, I focus on:
- Workplace pensions
- Defined contribution pensions
- SIPPs (Self invested pensions)
- Personal pensions
Everything starts with a conversation, so contact me today on 07834 269 891 to request a callback.
Customer testimonials
Have a read of some of my recent customer testimonials.
Andy is very approachable and explained everything in a very down-to-earth way that was easy to understand.
Andy has been really concise and clear about options available, has responded quickly and patiently with questions and generous with his time.
Andy listened to our needs and took onboard our circumstances and preferences to set a plan that will put us in a better position than we are at present.
Local, experienced pensions adviser
As an FCA-regulated, specialist pensions adviser, I work with individuals and families from a range of backgrounds. Typically, I work with those looking to invest towards their retirement, and those who use the tax-efficient nature of pensions to accumulate wealth.
Everything starts with a conversation, contact me today for a free no-obligation meeting or call.
Helping you plan for retirement
As a pensions IFA, I offer independent, impartial financial advice to a range of individuals and families. My independence means I am not tied to any provider or scheme and work to the customer’s specific needs and requirements.
My areas of focus and expertise cover:
- Independent financial advice
- Pensions
- Financial planning
- Wealth management
- Intergenerational & inheritance tax planning
- Business & personal protection
To find out more about me, my experience and qualifications click here
Contact Andy
Andy listened to our needs and took onboard our circumstances and preferences to set a plan that will put us in a better position than we are at present.
Pensions Videos & Insights
Looking to learn more about pensions? Watch some of my latest educational video content.
Experienced pension adviser. Helping you plan for later life.
Address
Sterling & Law – Croydon
Ashton Court
94 Chatsworth Road
Croydon
CR0 1HB
Pensions FAQs
Please find below annswers to some questions you may face about our pension advice service.
What are the benefits of getting independent pension advice?
Getting independent pension advice ensures you receive unbiased, tailored guidance that aligns with your unique retirement goals. Furthermore, working with an experienced adviser helps you plan for your retirement and gives you access to professional tax-efficient investment advice.
Lastly, a pension adviser helps you understand complex pension rules, and make informed decisions to boost your retirement income.
What services does a pension adviser offer?
A pension adviser offers services including pension plan analysis, fund selection, risk and management. Furthermore, they can consolidate multiple pensions (often a wise choice), and help you invest tax-efficiently.
Lastly, their role covers monitoring and adjusting your plans to ensure your pension remains on track to meet your retirement goals.
How much do you charge to manage my pensions?
We charge a percentage of the funds under management, which includes regular reviews and comprehensive retirement planning. Rest assured, all fees are communicated before any work being carried out.
What should I bring to our first meeting?
For our first meeting, please bring recent pension statements, details of any workplace or private pensions, and financial documents like bank statements.
You can also tell us about your retirement goals and your current financial situation.
This will help us to understand how we can help you best.
Do you also offer a retirement planning service?
Yes, we offer a comprehensive retirement planning service.
Typically, this includes talking the time to understand your goals, financial situation and we will create a plan to help you live your dream retirement.
This service offers benefits such as peace of mind, financial stability, and a clear path to reaching retirement objectives.